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DTSTART:20240321T163000Z
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LOCATION:Minnehaha Country Club
UID:2438720240321T163000ZHow Real Retirement Spending Patterns  Change Traditional Retirement Withdrawal Strategies
DTSTAMP:20260418T101859Z
DESCRIPTION:\n \n \nThis event will be offered in person at the Minnehaha Country Club or virtually from your home/office. \n \nA buffet lunch will be served starting at 11:30 am. The webinar begins at noon.\n \n \n \nRegistration for in-person attendance will close at 5 pm on Thursday, March 14th. \n \n  \n \nSession Description\n \nThis presentation examines how real retirement spending patterns change traditional retirement withdrawal strategies. Specifically, commonly used retirement spending assumptions are compared to actual retirement spending patterns of retirees. This comparison reveals that typical assumptions of constant real spending often overstates retirement spending. As a result, commonly assumptions may overstate retirement savings need. Accounting for more realistic retirement spending results in higher safe withdrawal rates than prior research has typically indicated. Typical assumptions also fail to account for the potential to make adjustments in retirement that can keep a retirement spending plan on track.\n \n \n \nAbout the Speaker:\n \nDerek T. Tharp is a research associate at Kitces.com and the founder of Conscious Capital, a financial planning firm located in Cedar Rapids, Iowa. Derek earned his Ph.D. in personal financial planning at Kansas State University. While studying at Kansas State, Derek was awarded the Cary M. Maguire Fellowship in Applied Ethics with The American College of Financial Services and a Visiting Dissertation Fellowship with the Mercatus Center at George Mason University. In addition to writing at Kitces.com, Derek regularly contributes to the wealth management section of the Wall Street Journal’s Experts Blog. His research has been published in academic journals such as the Journal of Retirement and Journal of Personal Finance, and he coauthored a chapter in the textbook Financial Therapy: Theory, Research, and Practice.\n
SUMMARY:How Real Retirement Spending Patterns  Change Traditional Retirement Withdrawal Strategies - Sioux Falls Estate Planning Council 
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